Share accounts may be started by a $5.00 deposit. Dividends are paid each quarter on share accounts. Share accounts that are offered as follows:
- Regular share account
- Minimum Balance Share Account
- IRA Share Account
- Christmas Share Account
- Share Draft Account
- Share Certificate
- Direct Deposit Share Account
The Direct Deposit Share Account is for members who need to have their paychecks deposited into an account at a financial institution, but do not have or want a checking account.
We also have ATM/Debit Cards for members who have checking accounts. These check cards can be used instead of a check when making purchases and can also be used to withdraw money from the checking account. These cards have an annual fee of $12.
Types of Accounts
AHCFCU offers a variety of ways for you to save at your credit union. These accounts come with many benefits including account access 24/7 through our “VOICE RESPONSE” telephone banking at 1-855-538-2642
Share Draft Account (FREE Checking)
- No monthly service charge
- No minimum balance required
- Unlimited check writing
- Visa check/debit card ($1.00 monthly fee)
- Free checks for members over 55 (with direct deposit)
- Online access
- Free e-statements
- Direct Deposit
- Voice Response Telephone Banking
Regular Share Account (Savings)
A savings account at a credit union is called a share account. This is required to be a member. A minimum of $5.00 must be maintained in the account as long as you are a member. You are allowed 4 free withdrawals a quarter without penalty. Dividends are paid quarterly.
Minimum Balance Share Account
Earn higher dividends while still having access to funds with up to 4 free withdrawals a quarter. A minimum opening balance of $5,000.00 is required to open and maintain the account. Dividends are paid quarterly.
To help our members save for Christmas, we offer a Christmas Club Account. A penalty for early withdrawal may apply.
Earn higher dividends on certificates. A minimum opening balance of $2,500.00 is required to open a certificate account. We offer a 1 year term and dividends are paid quarterly. A penalty for early withdrawal may apply.
Traditional IRA / ROTH IRA
Save for retirement and earn a high fixed rate on an IRA Share Account. For your convenience, we can help you set up a new IRA and transfer an existing IRA or 401k to this.